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Writer's picturePriyanka Mane

Understanding the True Costs of Studying in Germany: Beyond Free Tuition

Updated: Sep 14

Introduction

Studying in Germany is often portrayed as an attractive option for international students, especially due to the concept of "free education" in public universities. However, it is crucial to understand that while tuition fees might be zero or very low at public universities, there are other expenses that students need to bear when planning to study in Germany. These expenses can be categorized into three broad areas: application-related costs, visa and arrival costs, and living expenses once you are in Germany. Here is a detailed breakdown of each category.



1. Application-Related Costs

When applying to German universities, students need to gather several important documents. These include your academic transcripts, bachelor's degree mark sheets, letter of recommendations (LOR), language proficiency certificates like IELTS, and sometimes German language certificates.


- IELTS Exam: Most universities require an IELTS or TOEFL certificate to prove your English proficiency. The cost of taking the IELTS exam is around ₹15,000.

- German Language Exam: Although not mandatory for all programs, some universities might require proficiency in German, especially if you’re applying to programs taught in German. Each level of the German language exam (A1, A2, B1, B2, etc.) costs around ₹7,000, and for higher levels, the cost may go up to ₹10,000-14,000.


- Academic Transcripts: Some universities or colleges charge for issuing multiple copies of your academic transcripts, which is a necessary part of your application process. These charges vary depending on your previous institution.


- APS Certificate: The APS (Academic Performance Statement) is a relatively new requirement that costs ₹18,000. This certificate is issued by the German Embassy, and it is mandatory for Indian students to have one as part of their application process.


- Document Preparation: You will need to make multiple copies of your documents, each of which must be notarized before sending them to universities. Notarization and photocopying costs can add up to a few thousand rupees, depending on the number of documents.


- Courier Services: Some universities require hard copies of your application to be mailed to them. International courier services usually charge around ₹2,000 per post. If you are applying to multiple universities, these costs can increase.


- UNIASSIST Fees: UniAssist is an application portal used by many German universities. While some universities allow direct applications, others require you to apply through UniAssist. The first application via UniAssist costs around €75, and each additional application costs €30. If a university asks for a VPD (preliminary review documentation), there is an additional €30 fee.


These application-related costs can accumulate, especially if you are applying to multiple universities and need to meet various requirements for each.


2. Visa and Pre-Arrival Costs


Once you receive an admission offer, you need to apply for a student visa. The visa process involves several additional expenses, most notably the visa fees, the blocked account, and health insurance.


- Visa Fees: The fee for a German student visa is approximately €75. If you choose to use additional services, such as a premium lounge or passport delivery, there may be extra charges.


- Blocked Account: The blocked account is one of the largest expenses for students moving to Germany. As of now, students are required to deposit €11,208 (around ₹10-11 lakhs) into a German bank account, which is meant to cover their living expenses for the first year. This money is released in monthly installments once you arrive in Germany. In case your visa application is rejected, this amount is refunded, but the service provider may charge a processing fee.


- Health Insurance: Health insurance is mandatory for students in Germany. Many blocked account providers also offer health insurance packages. The cost depends on the provider, but on average, it can range between €80-€120 per month. In some cases, travel insurance may also be required during the visa application process.


- Rent Deposit: If you already have accommodation lined up, you might need to pay a security deposit in advance. The deposit is usually the equivalent of one to three months' rent, depending on the landlord's terms. This can amount to anywhere from €300 to €1,500 (₹25,000 to ₹1.25 lakhs), depending on the city and type of accommodation.


- Flight Tickets: The cost of a one-way flight from India to Germany can vary significantly depending on the time of year and how far in advance you book your tickets. On average, flight tickets cost between ₹60,000 to ₹1 lakh. While applying for a visa, some students opt for a "dummy ticket" (a temporary flight reservation), which is cheaper than purchasing a confirmed ticket in advance.


3. Living Costs in Germany


Once you arrive in Germany, you will need to manage your daily expenses, which vary depending on the city, lifestyle, and choices you make regarding accommodation and transportation.


- Accommodation: Rent is one of the biggest expenses for students in Germany. The cost of renting a room in a shared apartment (WG) or a student dormitory can range from €300 to €700 per month, depending on the city. Cities like Munich and Frankfurt tend to be more expensive, while smaller towns and cities in the eastern part of Germany are usually cheaper.


- Semester Fees: Even though most public universities do not charge tuition fees, students are required to pay a semester fee (Semesterbeitrag), which covers administrative costs and provides benefits such as free public transportation in the region. The semester fee can range from €100 to €400, depending on the university.


- Groceries and Utilities: Students usually spend around €150-€250 per month on groceries, depending on their eating habits. Utility bills (electricity, water, internet) can range from €50 to €100 per month, often depending on the rental arrangement.


- Transportation: As mentioned, most universities include a public transportation pass in the semester fee, which allows students to use buses, trams, and trains in their area without additional charges. However, if your semester fee does not cover transportation, you might need to buy a monthly pass, which could cost between €30 and €80, depending on the city.


- Miscellaneous Expenses: Students will also need to budget for other daily expenses, such as phone bills, clothes, study materials, and entertainment. These costs typically range between €100 to €150 per month.


- Shopping for Essentials: When you first arrive in Germany, you may need to purchase household essentials such as kitchenware, bedding, and groceries. It’s advisable to budget around ₹50,000 to ₹1 lakh for initial setup costs. Additionally, you may need to invest in appropriate clothing for the German climate, especially if you are moving from a warmer region. Quality shoes, winter jackets, and other clothing items will be essential, as Germany's weather can be quite different from what many students are used to.


Conclusion

Although the idea of free education in Germany is enticing, it is important to be aware of the various costs associated with studying there. From the application process to securing a visa, traveling to Germany, and managing living expenses, students need to budget carefully to ensure they are financially prepared for the entire process. Even if tuition fees are low or nonexistent, the other expenses can add up quickly. Planning and budgeting well in advance can help make the transition smoother and more manageable for students pursuing higher education in Germany.

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